SolarTech offers loan, lease, PPA, and cash purchase options. We’ll match you with the best financing for your situation.
We will help you choose the best solar plan for you. No obligation.
"*" indicates required fields
Every home is different. We offer multiple ways to go solar — pick the one that fits your budget and goals.
$0 Down · Own your system
Lowest Cost/Highest ROI
35%+ OFF · Own your system
$0 Down · $0 Maintenance
Cash options are also available: SolarTech offers the best pricing on cash purchases. No monthly payments, no interest, just long-term returns.
See how each financing option stacks up across the things that matter most.
| Loan | Prepaid PPA | Solar Lease / PPA | |
|---|---|---|---|
| Upfront Cost | ✓ $0 down | ✓ One prepaid amount: 30–40% effective cost reduction | ✓ $0 down |
| System Ownership | ✓ You own it | Transfers to you after 6 years | SolarTech/partner |
| Monthly Payments | Fixed, often less than utility bill | ✓ None | Fixed, lower than utility |
| Home Value Impact | ✓ Increases 4%+ | ✓ Full value once you own it | Minimal |
| Maintenance | Covered by warranty | ✓ SolarTech handles it (during term) | ✓ SolarTech handles it |
| Credit Needed? | 650+ | 650+ (flexible structures available) | 650+ (or no FICO options) |
| Sell Your Home? | Pay off or transfer loan | Transfer or simple buyout option | Transfers to buyer |
| Battery Add-On? | ✓ Yes (battery-only too) | ✓ Yes | Varies |
| Long-Term Savings | ✓ High | ✓ Very High | Moderate |
| Best For | Most homeowners | ✓ Maximum savings + delayed ownership strategy | Hands-off, zero risk |
GET A SAVINGS ESTIMATE
Use our free solar cost calculator to estimate system size, incentives, and potential savings for your home in under 60 seconds. No obligation. Just a quick estimate.
Getting started with solar is simpler than you think. Here’s what to expect.
No-pressure review of your home and energy usage.
We design a system tailored to your roof, usage, and budget.
We align you with the best payment option from our trusted lending partners.
Our in-house crew handles permits, installation, and utility connection.
Free consultation. No obligation. Just clear answers from a team that’s been installing solar for over 25 years.
15,000+ homeowners have already made the switch.
(619) 743 9193
(619) 743 9193
sales@solartechonline.com
SolarTech offers several financing options to make solar energy accessible. You can purchase your system outright with cash for maximum long-term savings, use a solar loan to own your system with little or no money down, or choose a solar lease/PPA where you pay a monthly fee for the power produced. Each option has different benefits – cash purchases provide the highest return on investment, loans balance affordability with ownership benefits, while leases require no maintenance responsibility. Our team will help determine which option best fits your financial situation and energy goals.
Solar loans from SolarTech allow you to own your solar system with little or no upfront cost. Typical loan terms range from 10-25 years with competitive interest rates between 2.99-5.99%. Monthly loan payments are often structured to be less than your pre-solar electric bill, creating immediate positive cash flow. As a SolarTech customer, you’ll retain ownership of your system and qualify for valuable tax incentives and rebates.
The main difference is ownership. When you buy solar panels (either with cash or through a loan), you own the system, and typically see greater long-term savings. With SolarTech’s leasing option, we own and maintain the system while you pay a monthly fee to use the electricity it produces. Leasing requires no upfront costs or maintenance responsibilities but provides less long-term savings and doesn’t qualify for tax incentives. Buying is generally better for homeowners planning to stay in their homes long-term, while leasing may benefit those who want solar with zero upfront investment.
SolarTech believes in transparent pricing. With solar loans, be aware of potential dealer fees (sometimes called finance charges) which typically range from 20-40% of the system cost and are incorporated into the loan principal. These fees help secure lower interest rates. Solar leases may include annual payment escalators of 1-3%. All financing options include our comprehensive warranty coverage. Before signing any agreement, our team will clearly explain all costs, including potential balloon payments tied to the federal tax credit, and provide a detailed comparison of your financing options so there are no surprises.
When you own your solar panels through cash purchase or a loan, they typically increase your home’s value – studies show homes with solar sell faster and for more money. If you have a remaining loan balance when selling, you can either pay it off from the sale proceeds or, in some cases, transfer it to the new homeowner. Solar leases can be more complicated – the new buyer must qualify to take over the lease agreement, which some buyers may be reluctant to do. SolarTech’s team can help facilitate this process if you decide to sell, providing all necessary documentation and support to ensure a smooth transition.
